How much is IUI? IVF? Surrogacy? Here are the Costs of Infertility

How much is IUI? IVF? Surrogacy? Here are the Costs of Infertility

The cost of infertility treatments varies and is dependent upon the treatment, time to conceive and insurance benefits for medications and procedures.

According to the National Conference of State Legislatures, there are more than fifteen states that are required to either cover or offer insurance coverage for infertility diagnosis and treatment. Even if insurance coverage is available, it is still important to contact your insurer and clarify what your out-of-pocket expenses will be.

IUI: About $500 to more than $2,000 per cycle

Intrauterine insemination (IUI) is a common procedure for treating infertility. Sperm that have been washed and concentrated are placed directly in your uterus around the time your ovary releases one or more eggs to be fertilized.

The cost of IUI can range from a few hundred dollars to over a thousand dollars for a cycle, which includes the cost of ultrasound monitoring and bloodwork, medication, and the insemination procedure. Ultrasound monitoring and bloodwork are important to optimally time the insemination. The cost varies based on several factors, such as location and the fertility center.

IVF: About $20,000 per cycle

During in vitro fertilization, eggs are removed from mature follicles within an ovary. The eggs are fertilized by injecting a single sperm into the egg or mixing the egg with sperm in a petri dish. The fertilized egg (embryo) is transferred into the uterus.

According to the American Society of Reproductive Medicine, basic IVF is $19,200 for a single cycle. The cost of IVF varies considerably based on different factors, such as location, insurance coverage for medications and procedures and the desired outcomes of the procedure which may include multiple cycles and testing embryos for chromosomal or genetic abnormalities. The full course of treatment may include an average of two-plus cycles, bringing costs up to $40,000.

Surrogacy: About $150,000

Surrogacy is a process in which a woman carries and delivers a child for a couple or individual.

Surrogacy has a large cost variable depending on the surrogacy agency, surrogate fees, location, and program fees. The more experience a carrier has, the higher the base compensation. Carrying multiples is a higher fee. Gestational carriers receive additional compensation for hormone medications, maternity clothing, lost wages, travel costs and procedures such as the embryo transfer or a cesarean section.

To learn more about fertility costs and speak to one of our physicians about fertility treatment, you can request a consultation here.

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Your fertility plan should be too.